Cookie Policy

What Are Cookies?

Cookies are small text files that websites store on your device when you visit them. Think of them as digital notes that help websites remember your preferences and improve your browsing experience. At nuvexalithora.sbs, we use various types of cookies to provide you with personalized financial guidance and streamline your interactions with our platform.

These files contain information about your visit, such as your language preferences, login status, and browsing patterns. They're completely safe and cannot access other files on your device or install software. We believe transparency is crucial when it comes to how we collect and use your data.

Types of Cookies We Use

How We Use Your Data

At nuvexalithora.sbs, we use cookie data to create a more intuitive and helpful financial planning experience. For example, when you return to our site, we can immediately display your preferred budget categories and financial goals without requiring you to set them up again.

We also analyze aggregated data to understand which financial tools and resources are most valuable to our users. This helps us develop new features and improve existing ones. For instance, if we notice that many users frequently access our budget calculator, we might create more advanced budgeting tools or educational content around financial planning.

Managing Your Cookie Preferences

You have complete control over how cookies are used on your device. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies if you prefer. However, please note that disabling certain cookies may limit your ability to use some features of our platform.

Here's how you can manage cookies in popular browsers:

• Chrome: Go to Settings > Privacy and Security > Cookies and other site data
• Firefox: Go to Options > Privacy & Security > Cookies and Site Data
• Safari: Go to Preferences > Privacy > Cookies and website data
• Edge: Go to Settings > Cookies and site permissions > Cookies and site data

Data Retention and Security

We retain cookie data for different periods depending on their purpose. Essential cookies typically expire when you close your browser, while preference cookies may last for up to two years to maintain your settings across multiple visits. Analytical cookies are usually retained for 12 months to provide meaningful insights into user behavior patterns.

All cookie data is encrypted and stored securely on our servers located in Malaysia. We implement industry-standard security measures to protect your information from unauthorized access, alteration, or disclosure. Regular security audits ensure our systems remain secure and up-to-date.

Third-Party Cookies

Some cookies on our website are set by third-party services we use to enhance your experience. These might include analytics providers, payment processors, or educational content partners. We carefully select these partners and ensure they meet our privacy and security standards.

These third-party cookies are subject to their respective privacy policies, and we recommend reviewing them to understand how your data is handled. We regularly audit our third-party relationships to ensure they align with our commitment to protecting your privacy.

Updates to This Policy

We may update this Cookie Policy periodically to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you through our website or via email if you've provided us with your contact information. We encourage you to review this policy regularly to stay informed about how we protect your privacy.

The most current version of this policy will always be available on our website, and we'll include the date of the last update at the bottom of this page. If you have any questions about changes to our policy, please don't hesitate to contact us.